Impact stories

INDmoney is India's leading investment platform, built for the next wave of retail investors. With a mission to democratize investing for millions of Indians, INDmoney focuses on delivering seamless, technology-driven financial services that make investing accessible and effortless. As India's investment landscape exploded with growing demand and supportive policy frameworks, INDmoney recognized that building the right onboarding experience would be crucial to capturing this massive opportunity.

When traditional lenders wrote off small-ticket lending as a "challenging proposition", Olyv (formerly SmartCoin) proved them wrong. It transformed micro-lending into a scalable and sustainable business model.

Founded by Pravin Jadhav, Dhan is a leading trading platform in India, consistently ranked among the top 10 stockbroking apps with 7,40,000 active traders. Known for its innovation and user-first approach, Dhan offers features like zero brokerage on delivery trades, instant payouts, and advanced trading tools.

Fibe (previously EarlySalary) addresses this problem by offering bullet loans, salary advances, and buy-now-pay-later options to help individuals manage their immediate credit needs.

Ujjivan’s Customer Relationship Officers meet their customers regularly to collect EMI repayments. But post COVID, Ujjivan wanted to reduce their dependency on offline payments, and increase digital EMI collections. This could be done via BBPS, which would also give their customers flexibility to choose the payment app of their choice, and pay at their convenience.

For more than two decades, Mahindra Finance, one of India’s largest diversified NBFCs have empowered the lives of millions of Indians by providing access to myriad financial services and products. MF provides financing of vehicles, equipments, SME financing services. They also undertake in mutual fund distribution, fixed deposits and personal loans tailor-made to serve their large customer set. MF has a huge number of borrowers who make monthly EMI payments to the company. Collecting a large number of these payments can be a truly challenging task and an overhead burden for any NBFC.

Note—Aadhaar eSign is a compliant way to use OTP sent to one’s Aadhaar-linked number to digitally sign a document in India.