BBPS BOU

BBPS infrastructure layer for India’s bill payments ecosystem

Whether you’re a bank building your BBPS BOU or a business collecting recurring payments — Setu is the rail both run on. Launch faster, collect more, spend less on operations.

#1 BEST-PERFORMING TSP

TRUSTED BY BANKS, LENDERS AND BILLERS

PROVEN AT SCALE

What running on Setu looks like at scale

15.83%

Market Share

₹19,000+ Cr

Monthly GTV

2.7 crore

Monthly Transactions

21,000+

Billers Onboarded

100%

Uptime, last 3 months

TWO WAYS IN

One BBPS platform. Two ways in.

Banks build their BOU. Billers collect through it. Same infrastructure, highest reliability.

BBPS BOU

Become a BOU that leads the category, not one that catches up to it.

For banks building their own BBPS Biller Operating Unit — resilient infrastructure that handles biller onboarding, certification, operations and reconciliation.

Preferred TSP for what’s next — first to market on new BBPS categories like FX Retail, B2B BBPS and NPS, in weeks
Built for digital leadership — scalable, resilient infrastructure with zero downtime
Speed to launch — onboard billers in 2 weeks with low-code/no-code integration
Out-of-the-box capabilities — instant biller KYC, maker-checker approvals, configurable pricing, reporting and multi-channel recon
Bill payment collection at scale — one platform for the entire collections and operations lifecycle

Become a BOU market leader

BBPS BOU

Become a BOU that leads the category, not one that catches up to it.

For banks building their own BBPS Biller Operating Unit — resilient infrastructure that handles biller onboarding, certification, operations and reconciliation.

Preferred TSP for what’s next — first to market on new BBPS categories like FX Retail, B2B BBPS and NPS, in weeks
Built for digital leadership — scalable, resilient infrastructure with zero downtime
Speed to launch — onboard billers in 2 weeks with low-code/no-code integration
Out-of-the-box capabilities — instant biller KYC, maker-checker approvals, configurable pricing, reporting and multi-channel recon
Bill payment collection at scale — one platform for the entire collections and operations lifecycle

Become a BOU market leader

BBPS BOU

Become a BOU that leads the category, not one that catches up to it.

For banks building their own BBPS Biller Operating Unit — resilient infrastructure that handles biller onboarding, certification, operations and reconciliation.

Preferred TSP for what’s next — first to market on new BBPS categories like FX Retail, B2B BBPS and NPS, in weeks
Built for digital leadership — scalable, resilient infrastructure with zero downtime
Speed to launch — onboard billers in 2 weeks with low-code/no-code integration
Out-of-the-box capabilities — instant biller KYC, maker-checker approvals, configurable pricing, reporting and multi-channel recon
Bill payment collection at scale — one platform for the entire collections and operations lifecycle

Become a BOU market leader

BILLER

Collect recurring payments, anywhere your customers are.

For businesses collecting through the BBPS network — get your bills in front of customers wherever they already pay.

Show up where your customers are — listed on 400+ UPI and bank apps, plus agents, bank branches and kirana counters
Personalised payment experience — customised bill payment screens, embeddable in your own app or website
Fastest onboarding — self-serve module, CSV upload for offline billers, sandbox and API docs from day one, live in 2 weeks
Out-of-the-box capabilities — instant penny-drop settlement validation, split settlements up to 5 accounts, and collection links via SMS, email and WhatsApp

Start collecting payments

BILLER

Collect recurring payments, anywhere your customers are.

For businesses collecting through the BBPS network — get your bills in front of customers wherever they already pay.

Show up where your customers are — listed on 400+ UPI and bank apps, plus agents, bank branches and kirana counters
Personalised payment experience — customised bill payment screens, embeddable in your own app or website
Fastest onboarding — self-serve module, CSV upload for offline billers, sandbox and API docs from day one, live in 2 weeks
Out-of-the-box capabilities — instant penny-drop settlement validation, split settlements up to 5 accounts, and collection links via SMS, email and WhatsApp

Start collecting payments

BILLER

Collect recurring payments, anywhere your customers are.

For businesses collecting through the BBPS network — get your bills in front of customers wherever they already pay.

Show up where your customers are — listed on 400+ UPI and bank apps, plus agents, bank branches and kirana counters
Personalised payment experience — customised bill payment screens, embeddable in your own app or website
Fastest onboarding — self-serve module, CSV upload for offline billers, sandbox and API docs from day one, live in 2 weeks
Out-of-the-box capabilities — instant penny-drop settlement validation, split settlements up to 5 accounts, and collection links via SMS, email and WhatsApp

Start collecting payments

CUSTOMER STORIES

Trusted by businesses building the next generation of bill payments

Integrating on BBPS through Setu was very smooth and their team was prompt in answering all our questions. The widespread reach of the BBPS network offers great convenience and functionality to an end customer — they can now pay us directly from any of their favourite UPI apps.

Abhishek Pandey

Product Manager, ZestMoney

Abhishek Pandey

Product Manager, ZestMoney

After Setu on-boarded Ujjivan SFB on to the BBPS platform, all our loan customers can make their loan repayments at their convenience using a wide range of BBPS apps. This digital mode of repayment has seen healthy double-digit growth month-on-month.

Dheemant Thacker

Head of Digital Banking, Ujjivan

Read the Ujjivan story