AI SUITE
Expand your platform. Not your complexity.
Launch new payment experiences and capabilities without building the infrastructure, integrations and operational workflows from scratch.
WHAT YOU CAN LAUNCH
Setu provides the infrastructure to expand your platform
Give your customers new ways to pay, travel and transact — while Setu handles the infrastructure underneath.
AGENTIC BILL PAYMENTS
Turn bill payments into a conversation.
India's first AI-assisted bill payment experience, letting customers discover, understand and pay bills through conversational interfaces.
Conversational payments — customers ask what’s due and pay without navigating forms or menus
All bills in one view — bills pulled together automatically instead of users searching across apps
Proactive payment intelligence — flag unusual bill amounts before the payment happens
Controlled agent actions — payments operate within predefined limits and approvals
Voice and chat experiences — support both conversational and voice-led journeys
Built on Setu MCP — LLM agents access bill payment capabilities without custom integration per platform
AGENTIC BILL PAYMENTS
Turn bill payments into a conversation.
India's first AI-assisted bill payment experience, letting customers discover, understand and pay bills through conversational interfaces.
Conversational payments — customers ask what’s due and pay without navigating forms or menus
All bills in one view — bills pulled together automatically instead of users searching across apps
Proactive payment intelligence — flag unusual bill amounts before the payment happens
Controlled agent actions — payments operate within predefined limits and approvals
Voice and chat experiences — support both conversational and voice-led journeys
Built on Setu MCP — LLM agents access bill payment capabilities without custom integration per platform
AGENTIC BILL PAYMENTS
Turn bill payments into a conversation.
India's first AI-assisted bill payment experience, letting customers discover, understand and pay bills through conversational interfaces.
Conversational payments — customers ask what’s due and pay without navigating forms or menus
All bills in one view — bills pulled together automatically instead of users searching across apps
Proactive payment intelligence — flag unusual bill amounts before the payment happens
Controlled agent actions — payments operate within predefined limits and approvals
Voice and chat experiences — support both conversational and voice-led journeys
Built on Setu MCP — LLM agents access bill payment capabilities without custom integration per platform
METROQR
Bring metro ticketing into your platform.
Add metro QR ticketing without taking on the complexity of integrating with multiple metros, MRCs, settlement systems and ONDC APIs.
One API, every metro — integrate once instead of implementing 18–20 raw ONDC endpoints
Automatic metro onboarding — new metros become available without code changes
Orchestrated settlement — Setu manages differing T+0/T+1 requirements across MRCs
Standardised reconciliation — one reporting format and automated reconciliation across metros
One dispute stream — Setu manages MRC-side disputes and chargebacks
Built for the next metro — Setu absorbs upstream API, validation and QR logic changes
METROQR
Bring metro ticketing into your platform.
Add metro QR ticketing without taking on the complexity of integrating with multiple metros, MRCs, settlement systems and ONDC APIs.
One API, every metro — integrate once instead of implementing 18–20 raw ONDC endpoints
Automatic metro onboarding — new metros become available without code changes
Orchestrated settlement — Setu manages differing T+0/T+1 requirements across MRCs
Standardised reconciliation — one reporting format and automated reconciliation across metros
One dispute stream — Setu manages MRC-side disputes and chargebacks
Built for the next metro — Setu absorbs upstream API, validation and QR logic changes
METROQR
Bring metro ticketing into your platform.
Add metro QR ticketing without taking on the complexity of integrating with multiple metros, MRCs, settlement systems and ONDC APIs.
One API, every metro — integrate once instead of implementing 18–20 raw ONDC endpoints
Automatic metro onboarding — new metros become available without code changes
Orchestrated settlement — Setu manages differing T+0/T+1 requirements across MRCs
Standardised reconciliation — one reporting format and automated reconciliation across metros
One dispute stream — Setu manages MRC-side disputes and chargebacks
Built for the next metro — Setu absorbs upstream API, validation and QR logic changes
MOBILE RECHARGE
Make everyday recharges part of your platform.
Give customers a fast, seamless way to recharge prepaid mobile connections, while Setu handles the infrastructure beneath.
One integration, multiple operators — connect to major mobile operators through a single recharge layer
Smart plan discovery — fetch the right operator and circle, then surface available plans
Real-time recharges — process prepaid top-ups instantly through a simple API flow
Built-in transaction visibility — track recharge status and outcomes in real time
Handle failures and reversals — status and reversal notifications through webhooks
Stay operationally ready — monitor wallet balance with low-balance and top-up alerts
MOBILE RECHARGE
Make everyday recharges part of your platform.
Give customers a fast, seamless way to recharge prepaid mobile connections, while Setu handles the infrastructure beneath.
One integration, multiple operators — connect to major mobile operators through a single recharge layer
Smart plan discovery — fetch the right operator and circle, then surface available plans
Real-time recharges — process prepaid top-ups instantly through a simple API flow
Built-in transaction visibility — track recharge status and outcomes in real time
Handle failures and reversals — status and reversal notifications through webhooks
Stay operationally ready — monitor wallet balance with low-balance and top-up alerts
MOBILE RECHARGE
Make everyday recharges part of your platform.
Give customers a fast, seamless way to recharge prepaid mobile connections, while Setu handles the infrastructure beneath.
One integration, multiple operators — connect to major mobile operators through a single recharge layer
Smart plan discovery — fetch the right operator and circle, then surface available plans
Real-time recharges — process prepaid top-ups instantly through a simple API flow
Built-in transaction visibility — track recharge status and outcomes in real time
Handle failures and reversals — status and reversal notifications through webhooks
Stay operationally ready — monitor wallet balance with low-balance and top-up alerts
WHY IT MATTERS
Turn new payment categories into new revenue opportunities
Expand your offering
Add high-frequency payment use cases your customers already need.
Expand your offering
Add high-frequency payment use cases your customers already need.
Increase engagement
Give customers more reasons to stay within your platform.
Increase engagement
Give customers more reasons to stay within your platform.
Launch faster
Go from category opportunity to live experience without building the entire stack.
Launch faster
Go from category opportunity to live experience without building the entire stack.
Keep your team focused
Setu absorbs integrations, operational complexity and ecosystem changes.
Keep your team focused
Setu absorbs integrations, operational complexity and ecosystem changes.
UNDER THE HOOD
Infrastructure that absorbs complexity as you scale
Multi-network connectivity
Connect to complex payment ecosystems through a single layer.
Multi-network connectivity
Connect to complex payment ecosystems through a single layer.
API-first infrastructure
Build directly into your existing product experience.
API-first infrastructure
Build directly into your existing product experience.
Settlement orchestration
Different networks. One operational layer.
Settlement orchestration
Different networks. One operational layer.
Automated reconciliation
Standardised reporting and real-time visibility.
Automated reconciliation
Standardised reporting and real-time visibility.
Dispute management
Handle exceptions without building separate workflows.
Dispute management
Handle exceptions without building separate workflows.
Observability built in
Monitor operational health, business outcomes and settlements.
Observability built in
Monitor operational health, business outcomes and settlements.