UPI INFRASTRUCTURE
The UPI infrastructure for modern businesses
A full-stack UPI platform powering every payment need for merchants and aggregators, built to scale with your business.
POWERING MODERN PAYMENT BUSINESSES
FIRST TO INNOVATE
India’s 1st NPCI–TSP certified player, built to launch the latest UPI capabilities fast
FULL-STACK UPI
Power every UPI payment journey with enterprise-grade infrastructure
Accept payments, automate collections, verify payment identity, and unlock new credit experiences through one platform.
ENTERPRISE-GRADE PAYMENTS
Built for real-time payment performance at scale
Direct NPCI collaboration, resilient infrastructure, and the throughput large payment businesses need.
99% uptime guarantee
Operate with predictable availability and zero unpredictable downtime.
94% transaction success rate
Protect checkout and collection conversion with resilient payment routing.
10,000+ transactions per second
Handle enterprise traffic spikes and large monthly payment volumes.
INFRASTRUCTURE FOR DIGITAL INDIA
UPI infrastructure powering India’s digital economy
One platform for high-volume checkout, recurring payments, verified transactions, and real-time collections.
Banking & NBFCs
Accelerate lending and repayments, automate collections, and reduce payment failures.
Insurance
Collect premiums faster, issue policies sooner, and streamline claim payouts.
OTT & subscriptions
Automate recurring payments, improve renewal success, and reduce subscription churn.
E-commerce & logistics
Increase checkout conversion, digitize COD, and simplify merchant collections.
ShareChat’s success story
Pickrr’s success story
BUILT FOR LARGE ENTERPRISES
UPI infrastructure engineered for enterprise scale
Launch with direct NPCI connectivity, resilient ledger architecture, traffic-spike handling, and developer-first APIs.
Direct NPCI connectivity
Build and certify new UPI capabilities through Setu’s ecosystem partnership.
CBS offloading
Use Express Ledger architecture to protect core banking systems from payment load.
Traffic-spike ready
Support high TPS and unpredictable payment peaks without customer disruption.
Developer-first APIs
Integrate customised UPI capabilities with production-ready interfaces and reporting.
Leading the next wave of UPI innovation
Build reliable payment journeys and launch new UPI capabilities through one enterprise platform.
COMMON QUESTIONS
FAQs
What does the Setu UPI suite include?
The suite supports payment acceptance, recurring and high-value collections, payment identity verification, UPI AutoPay, and emerging credit experiences such as EMI on UPI.
Which payment acceptance methods are supported?
Businesses can use deep links, static QR, dynamic QR, and Infinite VPA for checkout, collections, identification, and reconciliation.
How does Setu improve recurring collections?
AutoPay, intelligent retries, one-time mandates, and multi-debit authorization help improve mandate execution and collection success.
Can Setu verify the payer before payment?
Yes. TPV and TPV++ validate account and payment identity before acceptance to support compliance and prevent offer abuse.
Is the platform built for enterprise scale?
Yes. The infrastructure supports direct NPCI collaboration, high TPS, traffic spikes, ledger offloading, and customised developer-first APIs.