BILLERHUB
Bill-collections infrastructure for billers
One platform to power your entire bill-collection and operational lifecycle — from onboarding to settlement to reporting.
TRUSTED BY INDIA’S LEADING LENDERS










PROVEN AT SCALE
What running on Setu looks like at scale
14%
Market Share
₹19,000+ Cr
Monthly GTV
2.7 crore
Monthly Transactions
21,000+
Billers Onboarded
100%
Uptime, last 3 months
ONE PLATFORM
Unified platform to solve all bill collections challenges


ONBOARDING
Go live in days, not months.
Self-serve onboarding for billers and agents — zero code, zero downtime. Start collecting inside 2 weeks.
CSV upload with zero code, or API integration for automated bill fetch
Custom MIS formats handled — no forced schema changes
Immediate go-live, 100% uptime from day one


ONBOARDING
Go live in days, not months.
Self-serve onboarding for billers and agents — zero code, zero downtime. Start collecting inside 2 weeks.
CSV upload with zero code, or API integration for automated bill fetch
Custom MIS formats handled — no forced schema changes
Immediate go-live, 100% uptime from day one


ONBOARDING
Go live in days, not months.
Self-serve onboarding for billers and agents — zero code, zero downtime. Start collecting inside 2 weeks.
CSV upload with zero code, or API integration for automated bill fetch
Custom MIS formats handled — no forced schema changes
Immediate go-live, 100% uptime from day one

COLLECTIONS
Collect more, for less.
Cut collection costs by 90%+ against traditional payment gateways, and stop losing revenue to failed transactions.
Flat-fee BBPS pricing vs percentage-based PG charges — save 90%+ on collection costs
Maximum coverage and success rates, with retries on failure
One integration to collect EMIs, part-payments, foreclosures or ad-hoc dues (BBPS v1.1)
DirectCollect links via SMS, email and WhatsApp — no app required

COLLECTIONS
Collect more, for less.
Cut collection costs by 90%+ against traditional payment gateways, and stop losing revenue to failed transactions.
Flat-fee BBPS pricing vs percentage-based PG charges — save 90%+ on collection costs
Maximum coverage and success rates, with retries on failure
One integration to collect EMIs, part-payments, foreclosures or ad-hoc dues (BBPS v1.1)
DirectCollect links via SMS, email and WhatsApp — no app required

COLLECTIONS
Collect more, for less.
Cut collection costs by 90%+ against traditional payment gateways, and stop losing revenue to failed transactions.
Flat-fee BBPS pricing vs percentage-based PG charges — save 90%+ on collection costs
Maximum coverage and success rates, with retries on failure
One integration to collect EMIs, part-payments, foreclosures or ad-hoc dues (BBPS v1.1)
DirectCollect links via SMS, email and WhatsApp — no app required

RECONCILIATION & SETTLEMENT
Money, reconciled and settled — automatically.
Stop manually matching transactions across banks and OUs. Get paid faster, with full control over where funds land.
Single reconciliation engine across every BOU and biller
Split settlements across up to 5 accounts — built for co-lending and franchise models
Same-day (T+0) settlement, for better working capital

RECONCILIATION & SETTLEMENT
Money, reconciled and settled — automatically.
Stop manually matching transactions across banks and OUs. Get paid faster, with full control over where funds land.
Single reconciliation engine across every BOU and biller
Split settlements across up to 5 accounts — built for co-lending and franchise models
Same-day (T+0) settlement, for better working capital

RECONCILIATION & SETTLEMENT
Money, reconciled and settled — automatically.
Stop manually matching transactions across banks and OUs. Get paid faster, with full control over where funds land.
Single reconciliation engine across every BOU and biller
Split settlements across up to 5 accounts — built for co-lending and franchise models
Same-day (T+0) settlement, for better working capital


MONITORING & REPORTING
See everything inside one dashboard.
Real-time visibility into every transaction, and disputes that resolve themselves instead of piling up.
Live dashboard with custom MIS scheduling in CSV or XLS
Chargeback HQ — in-platform dispute monitoring, proof submission and resolution
Instant BBPS refunds, with real-time failure alerts before they become escalations
15% reduction in ops overheads, errors and delays


MONITORING & REPORTING
See everything inside one dashboard.
Real-time visibility into every transaction, and disputes that resolve themselves instead of piling up.
Live dashboard with custom MIS scheduling in CSV or XLS
Chargeback HQ — in-platform dispute monitoring, proof submission and resolution
Instant BBPS refunds, with real-time failure alerts before they become escalations
15% reduction in ops overheads, errors and delays


MONITORING & REPORTING
See everything inside one dashboard.
Real-time visibility into every transaction, and disputes that resolve themselves instead of piling up.
Live dashboard with custom MIS scheduling in CSV or XLS
Chargeback HQ — in-platform dispute monitoring, proof submission and resolution
Instant BBPS refunds, with real-time failure alerts before they become escalations
15% reduction in ops overheads, errors and delays
CUSTOMER STORIES
What billers see after moving to Setu

50%
Increase in EMI collections
25%
Lower cost of collection
With Setu's BBPS platform, we struck gold. Their APIs onboarded us on all UPI apps, making loan repayment as simple as a tap.
Jyoti Joshi · Ex-Head of SMB Business, IIFL Finance

50%
Increase in EMI collections
25%
Lower cost of collection
With Setu's BBPS platform, we struck gold. Their APIs onboarded us on all UPI apps, making loan repayment as simple as a tap.
Jyoti Joshi · Ex-Head of SMB Business, IIFL Finance

50%
Increase in EMI collections
25%
Lower cost of collection
With Setu's BBPS platform, we struck gold. Their APIs onboarded us on all UPI apps, making loan repayment as simple as a tap.
Jyoti Joshi · Ex-Head of SMB Business, IIFL Finance

After Setu on-boarded Ujjivan SFB on to the BBPS platform, all our loan customers can make their loan repayments at their convenience using a wide range of BBPS apps. Reconciliation of payments is easy with real-time data dashboards.

20%
Surge in transactions in month one
Dheemant Thacker
Head of Digital Banking, Ujjivan

After Setu on-boarded Ujjivan SFB on to the BBPS platform, all our loan customers can make their loan repayments at their convenience using a wide range of BBPS apps. Reconciliation of payments is easy with real-time data dashboards.

20%
Surge in transactions in month one
Dheemant Thacker
Head of Digital Banking, Ujjivan
WHY BILLERHUB
Built to be the only BBPS TSP you'll ever need
01 — No vendor lock-in, ever
Route across private, public and non-bank OUs — for better uptime, cost and settlement terms.
01 — No vendor lock-in, ever
Route across private, public and non-bank OUs — for better uptime, cost and settlement terms.
02 — Compliance you don't have to chase
Certified TSP across BOU and COU, fully aligned to NBBL's roadmap.
02 — Compliance you don't have to chase
Certified TSP across BOU and COU, fully aligned to NBBL's roadmap.
03 — One partner, not five vendors
Onboarding to disputes — one stack, not fragmented bank-led services.
03 — One partner, not five vendors
Onboarding to disputes — one stack, not fragmented bank-led services.
04 — Take only what you need
Pick routing, reconciliation or analytics, with MIS built for your LMS or ERP.
04 — Take only what you need
Pick routing, reconciliation or analytics, with MIS built for your LMS or ERP.
05 — Run it without an ops team
Zero-code setup, with refunds and disputes managed from one dashboard.
05 — Run it without an ops team
Zero-code setup, with refunds and disputes managed from one dashboard.
06 — Cash flow, not just go-live
Live in under 2 weeks, with T+0 settlement and automatic reconciliation.
06 — Cash flow, not just go-live
Live in under 2 weeks, with T+0 settlement and automatic reconciliation.
Transform the future of your collections
Go live with BillerHub in under 2 weeks.