BBPS COU

BBPS infrastructure layer for India’s bill payments ecosystem

Whether you’re a bank building your BBPS COU or a platform giving your customers bill payments — Setu is the rail both run on. Launch faster, collect more, spend less on operations.

#1 BEST-PERFORMING TSP

TRUSTED BY BANKS AND PLATFORMS

PROVEN AT SCALE

What running on Setu looks like at scale

22%

Market Share

₹6,000+ Cr

Monthly GTV

3 crore

Monthly Transactions

1,000+

Active Billers

100%

Uptime, last 6 months

TWO WAYS IN

One BBPS platform. Two ways in.

Banks build their COU. Agent Institutions plug into it. Same infrastructure, highest reliability.

BBPS COU

Become a COU that leads the category, not one that catches up to it.

For banks building their own Customer Operating Unit on Bharat Connect.

First to market, always — WhatsApp bill payments, enterprise bill payments and cross-border, before the ecosystem catches up
Become the Agent Institution’s growth partner — fastest AI onboarding, low-code/no-code, for quick revenue
Built for digital leadership — scalable, resilient infrastructure with zero downtime and a compliance-ready partner
Out-of-the-box capabilities — direct NPCI connectivity (Plan MDM/UPMS), agent dashboard and reports, split settlements, advanced analytics, always-current NPCI certifications

Become a COU market leader

BBPS COU

Become a COU that leads the category, not one that catches up to it.

For banks building their own Customer Operating Unit on Bharat Connect.

First to market, always — WhatsApp bill payments, enterprise bill payments and cross-border, before the ecosystem catches up
Become the Agent Institution’s growth partner — fastest AI onboarding, low-code/no-code, for quick revenue
Built for digital leadership — scalable, resilient infrastructure with zero downtime and a compliance-ready partner
Out-of-the-box capabilities — direct NPCI connectivity (Plan MDM/UPMS), agent dashboard and reports, split settlements, advanced analytics, always-current NPCI certifications

Become a COU market leader

BBPS COU

Become a COU that leads the category, not one that catches up to it.

For banks building their own Customer Operating Unit on Bharat Connect.

First to market, always — WhatsApp bill payments, enterprise bill payments and cross-border, before the ecosystem catches up
Become the Agent Institution’s growth partner — fastest AI onboarding, low-code/no-code, for quick revenue
Built for digital leadership — scalable, resilient infrastructure with zero downtime and a compliance-ready partner
Out-of-the-box capabilities — direct NPCI connectivity (Plan MDM/UPMS), agent dashboard and reports, split settlements, advanced analytics, always-current NPCI certifications

Become a COU market leader

AGENT INSTITUTION

Bring bill payments to the app your customers already use.

For platforms adding BBPS bill payments without building their own infrastructure.

Every biller, one app — pay 20,000+ billers across every category inside your own app, with no separate biller integrations
Built to scale, zero disruption — 3 crore+ transactions a month, sub-50ms P90 latency, 900+ RPS and ~100% uptime
Fastest onboarding — average go-live of 2–3 weeks, with an API playground, real-time dashboard and full transparency from day one
Out-of-the-box capabilities — automated settlement and reconciliation, effortless COU compliance, real-time monitoring and fraud alerts, monthly reports and audit support

Bring bill payments to your app

AGENT INSTITUTION

Bring bill payments to the app your customers already use.

For platforms adding BBPS bill payments without building their own infrastructure.

Every biller, one app — pay 20,000+ billers across every category inside your own app, with no separate biller integrations
Built to scale, zero disruption — 3 crore+ transactions a month, sub-50ms P90 latency, 900+ RPS and ~100% uptime
Fastest onboarding — average go-live of 2–3 weeks, with an API playground, real-time dashboard and full transparency from day one
Out-of-the-box capabilities — automated settlement and reconciliation, effortless COU compliance, real-time monitoring and fraud alerts, monthly reports and audit support

Bring bill payments to your app

AGENT INSTITUTION

Bring bill payments to the app your customers already use.

For platforms adding BBPS bill payments without building their own infrastructure.

Every biller, one app — pay 20,000+ billers across every category inside your own app, with no separate biller integrations
Built to scale, zero disruption — 3 crore+ transactions a month, sub-50ms P90 latency, 900+ RPS and ~100% uptime
Fastest onboarding — average go-live of 2–3 weeks, with an API playground, real-time dashboard and full transparency from day one
Out-of-the-box capabilities — automated settlement and reconciliation, effortless COU compliance, real-time monitoring and fraud alerts, monthly reports and audit support

Bring bill payments to your app

BANK RESULTS